Investing for Retirement
Investing for retirement does not need to be mysterious, but it does need to be disciplined.
Markets will move. Headlines will change. The real question is whether your plan is built well enough that you do not have to react emotionally every time the news cycle gets loud.
At Aja Financial, retirement investing starts with understanding where you are, where you are trying to go, and how much risk makes sense for your stage of life.
In the video above, I explain how I think about growth stock mutual funds and why they can play an important role in a long-term retirement plan. The key is not chasing whatever is popular today. The key is understanding what each part of the portfolio is designed to do, then staying disciplined through both good markets and difficult ones.
At Aja Financial, I believe in a simple principle: Everyone should have the opportunity to win with money!
There is never a one-size-fits-all solution to achieving your financial goals. I will work with you to find the most appropriate vehicle for your investments, for example:
If you are an employer, your retirement investing options for you and your team may include:
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Roth 401k Plan
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401k Plan
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Roth SEP IRA
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Roth SIMPLE IRA
If you are Self-Employed or a 1099 Contract Employee, your retirement investing options may include:
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Individual Roth 401k
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Individual 401k
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SEP IRA
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SIMPLE IRA
If you and/or your spouse earn an income, whether you have a work-based retirement account or not, your options may include:
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Roth or Traditional IRA(s)
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Individual Account(s)
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Joint Account(s)
Aja Financial’s investment management is driven by a single creed: invest for the long-term, mitigate risk using time-tested, data-driven principles. My experiences navigating market cycles and economic changes have taught me a consistent and disciplined approach to managing money is the key to long-term success.